Affiliate Disclosure & Disclaimer
Free credit education and tools from Rebuild Credit Today.
Transparency matters to us. This page explains how Rebuild Credit Today earns money and the limits of the information we provide, so you can use the site with full confidence.
Affiliate disclosure
Rebuild Credit Today participates in affiliate and partner programs. This means that when you click certain links on our site — for example, links to credit cards, credit-builder products, or financial services — and then sign up or apply, we may earn a commission. This comes at no additional cost to you.
In keeping with the U.S. Federal Trade Commission’s guidelines (16 CFR Part 255) on endorsements and testimonials, we want to be clear about these relationships. Here is how we approach them:
- Earning a commission never changes the price you pay.
- We aim to recommend products based on their value for people rebuilding credit — considering factors like fees, whether they report to all three credit bureaus, approval fit, and rebuilding potential.
- The opinions and educational guidance on this site are our own.
- We may not cover every product available in the market, and you should always compare options and read the issuer’s terms before applying.
How to support the site
If our free tools and guides help you, using our partner links when you decide a product is right for you is a no-cost way to support the work we do. You are always free to go directly to any provider instead.
Educational disclaimer
All content on Rebuild Credit Today — including articles, guides, calculators, generators, and downloadable plans — is provided for general educational and informational purposes only. It is not, and should not be taken as, legal, financial, tax, or credit-repair advice.
- No guaranteed results. No technique, tool, or plan on this site guarantees any specific credit score increase, the removal of any item from your credit report, or any particular financial outcome.
- Not a substitute for professional advice. For guidance about your specific situation, consult a qualified credit counselor, licensed financial advisor, or attorney.
- Tools provide estimates. Our calculators rely on the numbers you enter and use simplified assumptions. Actual figures from your lender or card issuer may differ.
- Accuracy. We work to keep information accurate and current, but laws, rates, and products change. We make no warranty that all content is complete or up to date.
You are responsible for your own financial decisions. Rebuild Credit Today is not a credit repair organization as defined by the Credit Repair Organizations Act (CROA); we sell no credit repair service and perform no disputes on your behalf.
Questions about this disclosure? Email us at Support@rebuildcredittoday.com.