Skip to content
About Us Success Stories Blog Help Center Member Login
Log In Get My Free Plan →

Free resources

Tools to rebuild your credit

Practical calculators and generators that turn confusing credit decisions into a clear, doable plan — built for real budgets.

Calendar marked 90 days, a credit score gauge reading 750, and a checklist
Most important

90-Day Credit Rebuild Plan Generator

Creates a practical step-by-step plan for the next three months.

Open Tool
A credit card, calculator, and itemized fee summary receipt
Card research

Credit Card Fee & Cost Calculator

Reveals how expensive a second-chance card could be before someone applies.

Open Tool
A dispute letter with a legal shield icon, envelope, pen, and approval checkmark
Disputes

Dispute Letter Generator

Helps users organize dispute language for inaccurate credit report information.

Open Tool
A budget breakdown on a phone with categories, a pie chart, wallet, and coins
Budget

Monthly Budget Builder

Builds a realistic monthly plan to protect payments and lower balances.

Open Tool
A calculator showing a balance of 12,450, a declining bar chart, and a debt-free-in-14-months badge
New

Payoff Calculator

See how fast you can be debt-free and how much you could save in interest by paying a little more each month.

Open Tool