Help Center
Free credit education and tools from Rebuild Credit Today.
Quick answers about using the site, our free tools, and the most common credit questions. If you don’t see what you need, reach out and we’ll help.
Using the tools
- Are the tools really free? Yes. Every tool on the Free Tools page is free to use, with no sign-up required to run them.
- Do you store my information? The calculators and generators run in your browser. They don’t save or transmit the numbers you enter.
- Will using a tool affect my credit score? No. Nothing on this site pulls your credit or creates an inquiry. Checking your own information never hurts your score.
Getting started
- New here? Start with the Rebuild Credit guide and generate a free 90-day plan.
- Worried about a company or offer? Run it through the free Scam Checker before you pay anything.
- Want to learn the basics? Browse the Learning Center and the blog.
Where to get your free credit reports
You can get free copies of all three credit reports (Equifax, Experian, and TransUnion) at the official AnnualCreditReport.com. It’s the only federally authorized source — never pay a third party for them.
Contact us
Questions, feedback, or a success story to share? Email hello@rebuildcredittoday.com and we’ll get back to you. (We can’t access your credit accounts or give personalized legal or financial advice, but we’re glad to point you to the right free resources.)
Frequently asked questions
Is Rebuild Credit Today free to use?
Yes. All of the tools, guides, and calculators on the site are free, and the calculators don’t require an account to use.
Do the tools store or share my financial information?
No. The calculators and generators run entirely in your browser and do not save or transmit the figures you enter.
Can checking my credit on this site hurt my score?
No. Nothing on this site performs a credit check or creates an inquiry. Checking your own credit information is a soft inquiry and never affects your score.
Where can I get my credit reports for free?
At AnnualCreditReport.com, the only federally authorized source for free reports from Equifax, Experian, and TransUnion. You should never have to pay a third party for them.