Terms of Service
Free credit education and tools from Rebuild Credit Today.
These Terms govern your use of Rebuild Credit Today. By using the site, you agree to them. Please read them carefully.
Plain-language note
This page is written in clear language to be easy to understand. It is provided for general informational purposes and is not legal advice. Laws vary by location, so consider having a qualified attorney review these terms for your specific situation.
1. Acceptance of terms
By accessing or using rebuildcredittoday.com (the Site), you agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree, please do not use the Site.
2. Educational purpose only
The Site provides free educational content and self-service tools about credit, budgeting, and debt. It is not legal, financial, tax, or credit-repair advice, and using the Site does not create any professional or advisory relationship. See our Disclaimer for details.
3. No guaranteed outcomes
We make no promise or guarantee regarding any specific credit score change, the removal of any item from a credit report, approval for any product, or any other financial result.
4. Not a credit repair organization
Rebuild Credit Today is not a credit repair organization under the Credit Repair Organizations Act (CROA). We do not perform credit repair services, contact bureaus or creditors on your behalf, or charge for credit repair.
5. Affiliate relationships
The Site contains affiliate links and may earn commissions, as explained in our Affiliate Disclosure. This is at no extra cost to you.
6. Acceptable use
You agree not to misuse the Site, including by attempting to disrupt it, access it without authorization, scrape it at scale, infringe intellectual property, or use it for any unlawful purpose.
7. Intellectual property
All content on the Site — text, tools, graphics, logos, and design — is owned by or licensed to Rebuild Credit Today and protected by law. You may use our free tools and read our content for personal use, but you may not copy, republish, or redistribute our content without permission.
8. Third-party links
The Site links to third-party websites and products. We are not responsible for the content, accuracy, or practices of those third parties. Review their terms and privacy policies before using them.
9. Disclaimer of warranties
The Site and its tools are provided as is and as available, without warranties of any kind, express or implied, including accuracy, fitness for a particular purpose, or uninterrupted availability.
10. Limitation of liability
To the fullest extent permitted by law, Rebuild Credit Today and its operators will not be liable for any indirect, incidental, or consequential damages arising from your use of the Site, your reliance on its content, or any decisions you make based on it.
11. Changes to the Site and these terms
We may modify the Site or these Terms at any time. Changes take effect when posted, and the last-updated date above will reflect them. Your continued use means you accept the updated Terms.
12. Contact
Questions about these Terms? Email Support@rebuildcredittoday.com.